[Remote] Lead Insurance Data Scientist
Note: The job is a remote job and is open to candidates in USA. Independence American Insurance Company is a subsidiary of Independence Pet Holdings, which manages a diverse portfolio of pet health brands and services. They are seeking a Lead Data Scientist with hands-on experience in P&C or Pet Insurance pricing to lead pricing model development and drive analytical best practices while collaborating with various stakeholders.
Responsibilities
- Develop, refine, and maintain GLM‑based pricing models and related regression approaches used for rate setting, segmentation, and performance forecasting
- Apply machine learning techniques where appropriate to enhance predictive accuracy and customer behavior insights
- Serve as a technical lead on pricing initiatives, ensuring methodological rigor and regulatory awareness
- Take a scoped project and drive it independently to completion, escalating questions or blockers appropriately
- Manage a rotating portfolio of 2–4 active projects, including pricing model builds, research initiatives, and support for regulatory filings
- Conduct exploratory data analysis to understand relationships across pricing, conversion, retention, and risk segmentation
- Perform advanced root‑cause analysis using SQL and statistical techniques to investigate data issues and collaborate with engineering to resolve them
- Translate complex analytical findings into clear, actionable insights for leadership across varying technical backgrounds
- Present modeling results, assumptions, and recommendations to senior leadership in a way that is accessible and compelling
- Become an SME in a key area of insurance pricing, providing guidance to peers, leaders, and cross‑functional partners
- Mentor junior team members and contribute to elevating data science best practices across the organization
- Demonstrate flexibility in leading or following depending on project needs, contributing to a collaborative and high‑trust team environment
Skills
- Graduate degree in Statistics, Mathematics, Data Science, Actuarial Science, or related quantitative field and 2+ years of experience in a data science or analytical role OR 4+ years of progressive experience in data science or analytics
- At least 1 year of experience in P&C or Pet Insurance pricing (rate modeling, GLMs, segmentation, or related actuarial/data science work)
- Strong proficiency in Python and SQL for data manipulation, modeling, and analysis
- Deep understanding of GLMs, regression modeling, and statistical inference
- Demonstrated ability to communicate complex technical concepts to both technical and non‑technical audiences
- Ability to manage multiple priorities in a fast‑paced environment with a small, high‑impact team
- Strong problem‑solving skills, critical thinking, and attention to detail
- Experience with Snowflake, Databricks, or SQL Server
- Familiarity with data warehousing concepts
- Hands-on experience with WTW Radar, Emblem, or Earnix
- Experience building dashboards in Power BI or similar tools
Benefits
- Healthcare
- Parental leave
- Opportunities for career advancements
- Comprehensive full medical, dental and vision Insurance
- Basic Life Insurance at no cost to the employee
- Company paid short-term and long-term disability
- 12 weeks of 100% paid Parental Leave
- Health Savings Account (HSA)
- Flexible Spending Accounts (FSA)
- Retirement savings plan
- Personal Paid Time Off
- Paid holidays and company-wide Wellness Day off
- Paid time off to volunteer at nonprofit organizations
- Pet friendly office environment
- Commuter Benefits
- Group Pet Insurance
- On the job training and skills development
- Employee Assistance Program (EAP)
Company Overview
Company H1B Sponsorship