[Remote] Full Stack Engineer, Lending
Note: The job is a remote job and is open to candidates in USA. OnePay is a consumer fintech trusted by millions of Americans to improve their financial experiences. As a Full Stack Engineer on the Lending team, you will lead the design and delivery of complex projects that enhance the lending platform, ensuring seamless experiences for millions of customers.
Responsibilities
- Lead the design and delivery of high-impact, technically complex projects that power our lending platform at scale
- Provide technical leadership and clear, impactful communication to cross-functional stakeholders
- Drive hyper-optimization of lending systems to meet the needs of a large and growing addressable market
- Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences
- Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability
Skills
- Deep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive services
- Strong full-stack skills, with fluency in backend architecture and modern frontend frameworks
- Experience designing systems with reliability, security, and performance in mind — ideally in payments, lending, or other regulated consumer finance domains
- Exceptional technical leadership and communication skills with a track record of influencing architecture and product direction
- Drive and proactivity – everyone here is a builder and executor
Benefits
- Stock options
- Health benefits from Day 1
- 401(k) plan with company match
- Remote-friendly (US)
- Flexible time off (FTO)
- Opportunities for growth
- A high-growth, mission-driven, inclusive culture where your work has real impact
Company Overview
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