Functional Consultant - Payments Implementation
As a Payments Implementation Consultant, you will deliver end-to-end deployment of enterprise payment platforms for leading banks and financial institutions. The role requires deep functional knowledge of payment processing combined with hands-on product implementation skills across environments. You should have experience implementing at least one major payment solution such as: Payment Hub, ACI Worldwide, Finastra, Bottomline, Temenos Payments, or similar. Familiarity with ISO 20022 migration, real-time payment schemes, and integration frameworks is essential. How you will Contribute You will own the implementation lifecycle—from environment setup to go-live—ensuring the solution meets client requirements and regulatory standards.
Key Responsibilities
Environment Setup & Configuration: Install and configure Payment Hub components, set up routing rules, clearing/settlement parameters, and exception handling workflows. Product Customization: Parameterize payment types, cut-off schedules, liquidity rules, and compliance checks within the product. Integration: Implement interfaces with core banking, SWIFT, ACH, RTP, and fraud/AML systems using APIs, MQ/Kafka, and transformation tools. Data Mapping & Migration: Prepare mapping templates, execute data conversion scripts, and validate migrated transactions. Testing: Conduct functional, regression, and performance testing; troubleshoot defects and optimize configurations. Go-Live & Hypercare: Support cutover activities, monitor transaction flows, and resolve post-go-live issues. Collaboration: Work closely with client IT teams, vendor product specialists, and internal QA/DevOps teams. Documentation & Training: Prepare configuration guides, SOPs, and deliver client training sessions. Domain Expertise Strong understanding of payment orchestration, clearing/settlement, and compliance frameworks. Knowledge of ISO 20022, SWIFT, SEPA, ACH, RTP, and cross-border payment regulations. Technical Acumen Hands-on with APIs, integration frameworks, message transformation tools, and SQL for data validation. Familiarity with Linux/Unix environments, application servers, and deployment automation. At Zensar, we’re “experience-led everything”. We are committed to conceptualizing, designing, engineering, marketing, and managing digital solutions and experiences for over 130 leading enterprises. We are a company driven by a bold purpose: Together, we shape experiences for better futures. Whether for our clients, our people, or the world around us, this belief powers everything we do. At the heart of our culture is ONE with Client - a set of four core values that reflect who we are and how we work: One Zensar, Nurturing, Empowering, and Client Focus. Part of the $4.8 billion RPG Group, we’re a community of 10,000+ innovators across 30+ global locations, including Milpitas, Seattle, Princeton, Cape Town, London, Zurich, Singapore, and Mexico City. Explore Life at Zensar and join us to Grow. Own. Achieve. Learn. to be the best version of yourself. We believe the best work happens when individuality is celebrated, growth is encouraged, and well-being is prioritized. We are an equal employment opportunity (EEO) and affirmative action employer, committed to creating an inclusive workplace. All qualified applicants will be considered without regard to race, creed, color, ancestry, religion, sex, national origin, citizenship, age, sexual orientation, gender identity, disability, marital status, family medical leave status, or protected veteran status. Apply To This Job