SBA Lending Specialist I (Hybrid)
M&T Bank is a financial institution seeking an SBA Lending Specialist I to coordinate government program lending efforts. This role involves managing due diligence and documentation for government program loans, ensuring compliance, and providing excellent customer service to clients and business partners.
Responsibilities
- Accumulates, prepares, organizes, executes and submits SBA and other government program loan packages
- Functions as the liaison with clients, business partners, service center personnel and centralized departments to ensure clients receive prompt accurate service
- Works directly with customers and Branch Managers/Relationship Managers
- Provides excellent customer service by answering questions pertaining to loan request and servicing
- Functions as liaison with sales teams or service center personnel and centralized departments to ensure that clients receive prompt and accurate service
- Reviews loan documentation for regulatory compliance and approves initial draft
- Coordinates efforts to process loans in conjunction with government program guidelines
- Prepares documentation requests and assesses eligibility of program
- May issue approval under Banks delegated authority
- Ensure timely and accurate reporting on government program portfolio
- Review program and closing documentation including insurance, disbursements, and closing documentation
- Perform accounting functions related to government programs including providing wire instructions, cashier checks, and GL account transactions
- Processes servicing actions including changes to loans under Banks delegated authority
- Prepare government guarantee purchase requests
- Follows the government programs Standard Operating Procedure (SOP) as well as internal procedures
- Other duties as assigned
- Perform other assignments/projects as requested by management
- Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite
- Identify risk-related issues needing escalation to management
- Promote an environment that supports belonging and reflects the M&T Bank brand
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Skills
- Associates degree and minimum of 1-year previous SBA loan products and documentation experience required, OR in lieu of a degree, a combined minimum of 3 years' higher education and/or work experience
- Bachelor's degree
Company Overview